Medigap Benefits	A	B	C	D	F*	G	K**	L**	M	N
Medicare Part A Coinsurance	X	X	X	X	X	X	X	X	X	X
Medicare Part B Coinsurance	X	X	X	X	X	X	50%	75%	X	X***
Blood (1st 3 Pints)	X	X	X	X	X	X	50%	75%	X	X
Part A Hospice Care Coinsurance or Copayment	X	X	X	X	X	X	50%	75%	X	X
Skilled Nursing Facility Coinsurance			X	X	X	X	50%	75%	X	X
Medicare Part A Deductible		X	X	X	X	X	50%	75%	50%	X
Medicare Part B Deductible			X		X
Medicare Part B Excess Charges					****100%	****100%
Foreign Travel Emergency			X	X	X	X			X	X
							Out of Pocket Limit $4640	Out of Pocket Limit $2320

*Plan F also offers a high-deductible plan. If you choose this high-deductible version, this means you must pay for Medicare-covered costs up to the deductible amount of $2070 (in 2012) before your Medigap plan pays anything.

**After you meet your yearly Part B deductible ($140 in 2012), the Medigap plan pays 100% of covered services for the rest of the calendar year.

***Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in an inpatient admission.

****Pays 100 percent of the excess fees, which are limited to 15 percent above the Medicare-approved amount

Texas Medicare Supplement Glossary of Terms:

Part A Coinsurance - Pays the daily hospital coinsurance for days 61 - 150, plus an additional 365 days at 100% of Medicare eligible expenses

Part B Coinsurance - this covers the 20% that Medicare doesn't cover for Part B (outpatient) expenses

Blood - pays for the first 3 pints of blood that Medicare doesn't cover

Skilled Nursing Coinsurance - Covers the coinsurance for Skilled Nursing facility on days 21 - 100 up to $144.50 per day in 2012.

Part A Deductible - pays this deductible ($1156 in 2012)

Part B Deductible - pays the annual deductible for Part B (outpatient) services, which is $140 in 2012.

Excess Charges - Part B excess charge benefit pays some or all of the difference between what your doctor charges and Medicare's approved amount, depending on which plan you choose

Foreign Travel Emergency - pays 80% of the cost of your foreign emergency care after a $250 deductible. Maximum lifetime benefit is $50K.

Part A Hospice Care Coinsurance or Copay -  pays for Medicare-approved hospice benefits except for small copay for prescription medicines for patient comfort

Part B Preventive Care Coinsurance - pays your coinsurance for Medicare Part B covered preventive care, such as annual routine physical, immunizations, mammograms, pap smear, colorectal screenings, prostate screenings, and bone density tests.

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