Texas Medicare Information
We Help You Understand Medicare
Learn about Medicare in Texas: how to enroll in Medicare, what it costs and what Medicare Parts A & B cover.
Research your medicare supplement options.
Texas Medicare information on this website is provided by Boomer Benefits, an independent insurance agency that specializes in Medicare-related insurance products
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| Not connected with or endorsed by the United States government or the federal Medicare program or the State of Texas. |
Texas Medicare Supplement Insurance Plans
Texas Medicare Supplement shopping has never been easier. At Boomer Benefits, our goal is to provide you free, easy accessible information about your Texas Medicare options.
Learn how Texas Medicare supplements and Texas Medicare Advantage plans work so that you understand your benefits. Our agents are ready to assist you, and there is no fee to you for our service. At Boomer Benefits, our agents are paid by the insurance company for the life of your policy when we assist you with enrolling into a policy. Therefore you can be certain that your best interests will always be our first priority. We keep in touch with your Medicare clients regularly to always ensure that you have the right coverage for your changing needs.
What Is Needed to Shop for a Medicare Supplement?
Eligibility for Medicare Supplement insurance requires a few basic things:
- Enrollment into Original Medicare Parts A & B - you must first sign up for A&B before a supplement can be put into force
- Continued payment of your Medicare Part B premiums (usually deducted from your social security check)
- An open enrollment or guaranteed issue window, or the ability to pass medical health underwriting
Open enrollment for medicare supplements is the 6-month period beginning on the first day of the month in which you enrolled in Medicare Part B. If you are on Medicare under age 65, you will also have a 6-month open enrollment period when you reach age 65. During this open enrollment windo, you can enroll in any medicare supplement without health underwriting - you cannot be turned down for coverage.
Guaranteed Issue for medicare supplements is similar to open enrollment, but is usually a shorter period - about a two window - during which someone with a special circumstance can enroll in a medicare supplement without health underwriting. The most common circumstance is the loss of employer group health coverage.
If you don't have open enrollment or guaranteed issue status, then working with one of our independent Medicare insurance agents can greatly help you. We are experts in the health underwriting guidelines for various insurance companies, and these can vary quite a bit from one company to the next.
Why Do Medicare Supplement prices vary so much between insurance companies?
While Medicare supplements are standardized by the federal government so that the basic benefits for each plan letter are the same among carriers, the insurance company still get to set their own rates. Some carriers offer better pricing than others for various reasons - loss ratios, financial stability, rate trend history and many other factors. We can assist you with getting the facts about each carrier before you choose the medicare supplement that best suits you. Use the menu bar to begin reading about the medicare options available to you. When you are ready, contact our agency toll free or use our online contact form to request help from a friendly, knowledgeable, no-pressure agent.
Medicare Supplement Reading Resources
Did you know that Medicare itself provides excellent materials to help you learn all about your options? Here are some helpful medicare supplement documents published by the Centers for Medicare & Medicaid that may aid you in your research.
Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare
Medicare and You 2011
Not connected with or endorsed by the United States government or the federal Medicare program or the State of Texas. |