Texas Medicare Advantage Plans

Texas Medicare Advantage Plans are private health plan options approved by Medicare and administered through various insurance companies.

Medicare Advantage plans pay instead of Medicare, and you, the beneficiary, will pay the applicable copay amounts.

Texas Medicare Advantage plans can are an option for Medicare beneficiaries who have Medicare Parts A & B, but they are different from Medicare supplements. Here are some facts to consider when determining which kind of plan is right for you:

• Texas Medicare Advantage plans usually have a low or $0 premium. 
• Though Medicare Advantage premiums may be low, you will have cost-sharing (copays or coinsurance) for most medical services, such as doctor visits, hospital stays, labwork, MRI scan, and even chemotherapy and radiation
• Medicare Advantage plans sometimes offer extra benefits such as routine physicals and vision care.
• Only one health question is asked, so for some Medicare beneficiaries, including those on Medicare due to a disability, getting accepted into a Medicare Advantage plan is possible despite health conditions.

Texas Medicare Advantage plans come in several types. These include:

Texas Medicare HMO

Texas Medicare PPO

Texas Medicare PFFS

A WORD OF CAUTION

Medicare Advantage plans work differently from Medicare Supplements. Many require you to use certain networks of doctors. It is critical to work with an agent to carefully review the benefits offered by a plan to ensure it matches your needs.

Your cost share generally increases each year as the federal government is slowly cutting funding for these plans.

Texas Medicare Advantage plans also have certain enrollment periods, so check with an agent to find out when you can apply.

Get a free quote for Texas Medicare Advantage plans in your county: Texas Medicare Advantage Plan quote form

Please note this website is not connected with or endorsed by the United States government or the federal Medicare program. We offer insurance information and quotes for your independent review of your Texas Medicare insurance options.