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Original Medicare Part A and Part B are designed to provide you with some health coverage, but you are responsible for certain out of pocket expenses that can be unlimited.

What does Medicare pay for? Only a portion of your health insurance costs. Some of the costs that you alone would be responsible for under Medicare in 2012 are shown here:

• Part A deductible ($1156)
  
• Part B deductible ($140)
  
• Daily copayments for hospital stays over 60 days as follows: $289/day for days 61-90 and $578/day for days 91-150 
  
• $144.50/day for days 21 - 100 in a skilled nursing facility
  
• In general, 20% coinsurance for all your outpatient needs, such as doctor visits, lab work, CT scans, chemotherapy, radiation, dialysis etc.

For this reason, most people purchase private health insurance policies for additional protection. There are two main types of Medicare insurance: a Medicare supplement insurance policy or a Medicare Advantage Plan, also referred to as Medicare Part C.

Medicare Part D (prescription drug coverage) pays for some of your prescription drug costs. You must join a prescription drug plan to get this coverage.

We offer you assistance in determining your Texas Medicare supplemental insurance options. For help, contact us at 817-249-8600 or toll free at 866-452-8686 or fill out our
Texas Medicare insurance information request form.  

Not connected with or endorsed by the United States government or the federal Medicare program.

We offer you quotes and relevant information for insurance purposes only, so that you may review your Texas Medicare insurance plan options.