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Texas Medicare Supplement
Open Enrollment

Enrollment into Medicare Part B triggers a 6-month open enrollment period. Read below to determine what your open enrollment period offers you based upon your situation.

View our Texas Medicare under age 65  page for more information.

On the bright side, you will have a second open enrollment period when you turn age 65. So while you may be unable to find a carrier offering the Medigap plan you want while you are under age 65, you will have a second opportunity to enroll in your preferred plan when you turn 65.

Texas Medicare Advantage plans are also options for people with Medicare under age 65.

Enrollment After Age 65:
For both seniors over age 65 and Texans with disabilities, you may have the right to a guaranteed issue Medicare supplement plan beyond your open enrollment period if you lose certain types of health coverage, such as group coverage.

In general, you have 63 days from the date coverage ends to enroll in a Texas Medicare Supplement or Medicare Advantage plan and you must provide proof of the loss of your health care coverage.

Beware, if you miss open enrollment without other creditable coverage, your options may become limited. Once open enrollment passes, your application for Medigap insurance will be subject to medical underwriting by the insurance carrier, who may accept or decline your application based on your medical history.

Choosing a Texas Medigap Policy:

The Centers for Medicare and Medicaid Services offers a handbook to help you with information about choosing a suitable policy. Contact our agency to request a copy of this free publication to be emailed to you.

The Best Time to Enroll
Your open enrollment period is the best time to buy a Texas Medicare Supplement policy because companies must sell you any plan they offer regardless of your pre-existing health conditions. To compare prices between carriers, please fill out our free online Texas Medicare quote form.

Please note this website is not connected with or endorsed by the United States government or the federal Medicare program. Consumer Benefits Group LLP is an independent Texas insurance agency offering information and quotes for your independent review of your Texas Medicare insurance options.